Step 1 – Plan
Step 3 – The Looking Process
After our initial meeting, I'll begin searching for homes on the market that are a great fit for you. I'll preview most of the houses and eliminate the duds, and then we'll schedule appointments to tour the homes when it's convenient for you.
Step 4 – Get a Grip on the Market
My understanding of the SEMO area home market is an asset to you in your home search. And I can assure you that I am familiar with the neighborhoods and school districts that will be important to you.
When we view homes, I'll let you know if the asking price has room for bargaining or if I believe the house is "priced to sell." Trust your instincts and make sure you ask a lot of questions. You can contact me at (573) 450-0552 on my cell or at Coldwell Banker Professional Associates 573-547-1000 ext 21 or e-mail me at firstname.lastname@example.org.
Step 5 – We Found It
I know we'll find the home of your dreams in the area. When that happens, I will carefully develop your home purchase offer and tailor it keeping your needs,and the home, including many contingencies. A few examples are acquiring financing, carrying out the inspection, and a clear title.
Step 6 – The Deal
Most contracts aren't closed on the beginning offer. It's extremely common to receive a counter offer. But don't let this alarm you. We'll consider whether or not to consent to the counter offer, propose our own counter offer, or reject the seller's offer and go on.
Step 7 – Obtain a loan
Upon signing the deal, you'll begin working with your mortgage lender to close the loan. If you're already pre-approved, it shouldn't take much time at all, but you'll need to keep in close contact with your lender. And I'll care for all the property information your mortgage lender will need to close the loan.
Step 8 – Close the deal
You'll get a Good Faith Estimate (GFE) outlining your closing costs from your lender within three days of taking your application. The estimate rests on the loan amount, and RESPA requirements mandate that it has to contain all closing costs and be within a strict range of accuracy. I'll go over the estimate and let you know if everything looks adequate.